Medical Plans

BlueCross BlueShield of Alabama

For Kato Union

We partner with Blue Cross Blue Shield of Alabama to offer you and your eligible dependents healthcare insurance. When you receive care in-network you benefit from our negotiated discounts and greater plan coverage for your services.

Nidec offers a Preferred Provider Organization (PPO).

In the PPO, your benefits are higher when you visit a provider in the plan’s network. Additionally, you will pay a copay for primary care visits to your doctor, as well as for telemedicine, specialist treatment, and urgent care. Preventive care is covered 100%, as long as you are treated by an in-network provider.

The following chart provides an overview of the benefits of the plan.

Medical Contact Information

BlueCross BlueShield of Alabama 

  • Find network providers, facilities and pharmacies: bcbsal.org
  • Call: 800.783.2197

CVS

Additional Information

Download the BCBS App

BlueCross BlueShield of Alabama PPO
In-Network Out-Of-Network
Calendar Year Deductible
Individual $600 per person $1,200 per person
Family $1,200 per family $1,200 per person
Out-of-Pocket Maximum (includes deductible)
Individual $5,200 $13,275 per person
Family $12,700 $13,275 per person
Hospital Services
Inpatient Deductible then 20% coinsurance Deductible then 40% coinsurance
Outpatient Deductible then 20% coinsurance Deductible then 40% coinsurance
Office Visits
Preventive Care 100% covered Not covered
Primary Care Physician $35 copay Deductible then 40% coinsurance
Specialist

Deductible then 20% coinsurance

 Deductible then 40% coinsurance
Urgent Care

$35 copay 

 Deductible then 40% coinsurance
Emergency Room $200 copay then deductible then 20% coinsurance
Prescription Drugs
Retail (30-day supply)
Tier 1

You pay greater of $10 or 10% up to $40 maximum

Not covered
Tier 2

You pay greater of $30 or 25% up to $100 maximum

Not covered
Tier 3

You pay greater of $60 or 35% up to $400 maximum

Not covered
Mail Order (90-day supply)
Tier 1

You pay greater of $25 or 10% up to $100 maximum

 Not applicable
Tier 2

You pay greater of $75 or 25% up to $250 maximum

 Not applicable
Tier 3

You pay greater of $150 or 35% up to $1,000 maximum

 Not applicable

This is a summary of coverage. Full coverage details are available in your Summary Plan Description (SPD) or official plan documents. In the event there are differences between this summary and your official plan documents, your plan documents prevail.